Want to save tax under the old regime? Here are 5 Post Office schemes that not only offer safe returns but also Section 80C deductions up to ₹1.5 lakh per year.
Invest ₹500–₹1.5L/yr. Offers 7.1% interest (Jan-Mar 2025). Tax-free returns + Section 80C benefit. Ideal for long-term, low-risk saving.
Start with ₹1,000. Offers a fixed 5-year tenure with guaranteed returns. Up to ₹ 1.5 L investment is eligible for Section 80C deduction.
Invest ₹250–₹1.5L/year for your girl child. Interest rate: 8.2% (Jan–Mar 2025). Maturity & interest both are fully tax-free under 80C.
For 60+ investors. Get 8.2% interest. Invest up to ₹30L, but only ₹1.5L is 80C eligible. Interest is taxable, but the scheme is safe.
Only the 5-year deposit qualifies for 80C. Min: ₹1,000, no upper cap. Offers 7.5% interest (Jan–Mar 2025). Reliable & fixed-income.
These benefits apply only under the old tax regime. Choose wisely based on your goals, age, and tax plan. Safe investments can also be smart ones!