The Pradhan Mantri Awas Yojana (PMAY) aims to provide affordable housing to the economically weaker sections. The government scheme offers financial help to build homes for those who do not own a permanent house. Scheduled Castes (SC), Scheduled Tribes (ST), and families below the poverty line can benefit from subsidised housing in both cities and villages.
The application deadline for PMAY has been extended until December 2025 for both urban and rural applicants. According to official PMAY website data, over 92.61 lakh houses have been completed under this scheme.
Eligibility Criteria
Beneficiaries are chosen based on their income, social category, and current housing situation. Not owning a permanent house is a key requirement.
PMAY – Urban Eligibility
- Economically Weaker Section (EWS): Annual income up to ₹3 lakh, no existing permanent house.
- Lower Income Group (LIG): Annual income between ₹3 lakh and ₹6 lakh, no existing permanent house.
- Middle Income Group (MIG-I): Annual income between ₹6 lakh and ₹9 lakh, no existing permanent house.
- Slum dwellers: Families living in urban slums or informal settlements.
PMAY – Gramin Priority
- Households listed in the Socio-Economic and Caste Census (SECC) data.
- Families without a house or living in one or two-room kutcha houses.
How to Apply for PM Awas Yojana Online
PM Awas Yojana – Urban
- Visit the official PMAY-U 2.0 portal
- Click on ‘Apply for PMAY-U 2.0’.
- Read the instructions and click ‘Click to Proceed’.
- Keep all required documents ready and click ‘Proceed’.
- Fill out the eligibility form and click ‘Eligibility Check’.
- Enter your Aadhaar number and verify with OTP.
- Fill in the complete application form.
- Upload the necessary documents and enter the captcha code.
- Click ‘Save’ to submit. You can print the form.
PM Awas Yojana – Gramin
- Visit the official PMAY-G portal.
- Enter your personal details, upload the consent form, and click ‘Search’.
- Select your name from the search results and click ‘Select to Register’.
- Beneficiary details will be auto-filled. Add bank account and scheme convergence details.
- The designated office staff will complete the final section.
Also Read: PM Internship Scheme: Eligibility, Application Process, and Apply Now!
Documents Required
PMAY – Urban
- Aadhaar card (self and family)
- Aadhaar-linked bank account details
- Income proof
- Land ownership documents
PMAY – Gramin
- Aadhaar card
- MGNREGA job card
- Bank account details
- Swachh Bharat Mission (SBM) number
- Affidavit for not owning a pucca house.
