The National Payments Corporation of India (NPCI) has introduced new features for RuPay Credit Card holders on the Unified Payments Interface (UPI) platform. These include EMI options, credit account bill payments, installment payments, and limit management. Users can now apply for EMIs, pay bills, and manage credit limits through the UPI app. Issuers are required to enable these features by May 31, 2024, enhancing convenience and flexibility for credit card users.